It’s not just about buying a house—it's about lighting your way home.
Ready to make your homeownership dreams a reality? Luminate Bank is here to help you navigate the path to the right mortgage, from start to finish, with expertise, guidance, and a commitment to making the process smooth and clear.

Hi, I'm Mark!
Mark Knudson brings more than 20 years of experience in hospitality and sales to his work as a loan officer, along with a genuine commitment to listening to his clients and helping them feel confident throughout the homebuying process.
Mark entered the mortgage industry in 2020 and takes pride in educating borrowers, understanding their goals and going above and beyond to help create a smooth transaction. His approach is built around communication, personal attention, and making sure clients understand their options.
Licensed to lend nationwide, Mark works with homebuyers wherever their journey takes them. His dedication to service and client experience has earned him Chicago Magazine's Rising Star recognition for four consecutive years.
A longtime Chicago resident, Mark grew up in the Northwest suburbs and has called downtown Chicago home for more than two decades.
Outside of mortgage lending, Mark enjoys volunteering, playing billiards, and spending time on the golf course.
>> Our Products
Conventional Loans
Conventional loans are a solid choice for many homebuyers, offering flexibility in property types, fee structures, and loan terms—perfect for those who want options.
FHA Loans
FHA loans make homeownership more accessible for low-to-moderate income buyers or those with less-than-perfect credit. With smaller down payment requirements and easier qualifications, FHA loans help open the door to homeownership for many.
VA Loans
VA loans honor our veterans and active service members by making home loans more accessible. If you’ve served in the military, a VA loan could be the ideal way to simplify your home-buying journey.
USDA Loans
USDA loans are designed for those looking to purchase in rural areas. Offered by the USDA, this option supports rural homebuyers with lower incomes, helping them find a place to call home where it matters most.

“I had an excellent experience working with Luminate. They were professional, responsive, and made the entire process smooth and stress-free.”
Qaiser
“The whole Luminate team really pushed through when we needed to get things done on a timeline. I was really impressed!.”
Evan
“Luminate is knowledgeable, kind, quick to respond to any question we had and was a great partner in the process.”
Joan



